“Mainly worked with John, with Nick helping behind the scenes. I was tempted by slightly lower rates at a local credit union, but quickly realized after so much time wasted with them, that John’s personal touch, and obvious care for our success, that I had to go with him. He and Karen Cohen, our agent worked together as a team to find and fund our wonderful home in a timely and caring manner. Would recommend John and Nick to anyone. “ – Kirk B.